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Dave Ramsey & Rachel Cruze discuss: How to get started on the baby steps, Why you shouldn't keep your mortgage (to avoid fraud), Managing the will of a friend (and why you need a will). Support Our Sponsor: Christian Healthcare Ministries PODS Moving & Storage Splash Financial Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Rachel Cruze discuss: When parents offer to pay for travel plans, When spouses disagree on when to give kids money, Pausing Baby Step 3 to pay for a car, Catching up on the Baby Steps after getting off to a late start, Update on student loan forgiveness, What to do with a workers comp settlement. Support Our Sponsor: Churchill Mortgage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Rachel Cruze discuss: Asking for a raise, Saving for a home, Investing in retirement outside a pension, How to know if you're ready to have kids. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy