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Dr. John Delony & Rachel Cruze discuss: Caring for aging parents without enabling them. "Should I attack my student loans or just make the monthly payments?" "My husband is telling me to stop spending money, but he doesn't make any!" Paying off your mortgage. Support Our Sponsor: Zander Insurance Christian Healthcare Ministries Churchill Mortgage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dr. John Delony & Rachel Cruze discuss: "Should we borrow money from family at 0% interest?" How to use money from a settlement, "Should we pay off debt or wait to see what we owe on taxes?" Piling up cash when expecting a baby, Which to pay off first: student loans or mortgage, John & Rachel react to Sebastian Ghiorghiu's viral video. Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dr. John Delony & Rachel Cruze discuss: Paying for college without scholarships, Funding an emergency fund with mutual funds, Renting while looking for a home, Why people freak out when we tell married couples to combine bank accounts, What to do with money in a CD, "Can we have fun money in baby step 2?", Getting caught up on bills. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

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Click here to join the member exclusive portion of my show: https://utm.io/ueSEj As the economy slowly slides into recession, the Biden administration prepares to blame Republicans; the media cry-cheer as Facebook reinstates Donald Trump; and we must all respect the pronouns of alleged rapists who now say they are female. - - -  DailyWire+: Use code DONOTCOMPLY to get 40% off annual DailyWire+ membership plans and watch the brand new series “PragerU Masters Program with Dennis Prager”: https://bit.ly/3rfvUvB Get 40% off Jeremy’s Razors Subscriptions at www.jeremysrazors.com Get your Ben Shapiro merch here: https://bit.ly/3TAu2cw  - - -  Today’s Sponsors: ExpressVPN - Get 3 Months FREE of ExpressVPN: https://expressvpn.com/ben  Epic Will - Use Promo Code 'SHAPIRO' for 10% off your will: https://www.epicwill.com/ PureTalk - Get 50% off your first month with promo code ‘SHAPIRO’ https://www.puretalkusa.com/landing/SHAPIRO RexMD - Get 90% off RexMD with my exclusive link -> https://rexmd.com/ben #rexmdpod - - - Socials: Follow on Twitter: https://bit.ly/3cXUn53  Follow on Instagram: https://bit.ly/3QtuibJ  Follow on Facebook: https://bit.ly/3TTirqd  Subscribe on YouTube: https://bit.ly/3RPyBiB Learn more about your ad choices. Visit podcastchoices.com/adchoices